Janine Kuzmin

Janine Kuzmin

Incurable pop culture expert. Extreme social media advocate. Devoted social media buff. Award-winning pop culture nerd. Infuriatingly humble internet aficionado. Hardcore coffee junkie.

47 Total Posts
Should You Take Out Loans for Your Business?

Should You Take Out Loans for Your Business?

Is it a good idea to apply for a business loan? Depending on the company's objectives and the current financial...

Do Business Loans Affect Your Personal Credit?

Do Business Loans Affect Your Personal Credit?

When it comes to business debts, if the business and owner are separate legal entities, they won't have an effect on your ...

The Pros and Cons of Business Loans

The Pros and Cons of Business Loans

Business loans can be a great way for small businesses to get the funding they need to grow and expand. However, there...

Debt Financing: What You Need to Know

Debt Financing: What You Need to Know

Debt financing is a popular way for businesses to raise capital and invest in their growth. It involves borrowing money...

The Benefits of Separating Personal and Business Credit

The Benefits of Separating Personal and Business Credit

It is essential to keep personal and business credit separate as much as possible. Although you may do your best to keep...

The Benefits of Business Loans: 10 Advantages Explained

The Benefits of Business Loans: 10 Advantages Explained

Business lending is a powerful tool to help finance, launch and grow a small business. As a small business owner, you may ...

Do Business Loans Hurt Your Credit Score?

Do Business Loans Hurt Your Credit Score?

When it comes to taking out a business loan, it's important to understand how it can affect your credit score. While a...

Debt Financing: Types, Benefits and How to Choose the Right One

Debt Financing: Types, Benefits and How to Choose the Right One

Debt financing is a popular way for businesses to raise capital. It involves borrowing money from an external source with ...

The Benefits of Business Loans: A Comprehensive Guide

The Benefits of Business Loans: A Comprehensive Guide

Financial benefits of acquiring commercial loans are numerous and can help businesses grow and expand. Increased funding, ...

Negotiating a Business Loan: Tips from an Expert

Negotiating a Business Loan: Tips from an Expert

Are you a successful business owner looking to secure a loan? If so, you may be wondering how to negotiate favorable...

What are the Different Types of Loans and Their Classifications?

What are the Different Types of Loans and Their Classifications?

A loan is a sum of money that a person or company borrows from a lender. It can be divided into three main categories:...

Can You Get Business Credit with an LLC?

Can You Get Business Credit with an LLC?

Getting a federal employer identification number (EIN) is essential for any business, including a limited liability...

The Pros and Cons of Taking Loans: What You Need to Know

The Pros and Cons of Taking Loans: What You Need to Know

A loan is an amount of money borrowed over a specified period within an agreed repayment schedule. The amount of the...

The Pros and Cons of Loan Capital

The Pros and Cons of Loan Capital

Loan capital is a type of funding that is borrowed and used to make investments, whether personal or commercial. It is...

Does a Business Loan Build Credit?

Does a Business Loan Build Credit?

Business loans are a great way to increase your credit rating. Not only do they provide the funds you need now, but they...

Do You Need a Downpayment to Buy a Business?

Do You Need a Downpayment to Buy a Business?

When you're looking to purchase an existing business, you may need to make a down payment. The Small Business...

What is the Most Common Form of Financing?

What is the Most Common Form of Financing?

Most people are familiar with debt as a form of financing because they have car loans or mortgages. Debt is also a common ...

How To Get The Most Out Of Your Business Loan

How To Get The Most Out Of Your Business Loan

For any business, getting a loan can mean the difference between success and failure. A business loan can give you the...

How to Build Business Credit for an LLC

How to Build Business Credit for an LLC

Creating a limited liability company (LLC) is a great way to protect your personal assets and establish a separate legal...

What is a Reasonable Interest Rate for a Business Loan?

What is a Reasonable Interest Rate for a Business Loan?

The average commercial loan rate is between 2.5% and 7%, but you may still be able to get a good deal even if the rate...

What are the Sources of Small Business Finance?

What are the Sources of Small Business Finance?

Contributing your own money to your business is the simplest way to finance it. You can take advantage of your savings,...

5 Forms of Financing: What You Need to Know

5 Forms of Financing: What You Need to Know

When it comes to funding your business, there are a variety of options available. From loans to crowdfunding, angel...

Why You Should Consider a Small Business Loan

Why You Should Consider a Small Business Loan

When it comes to running a business, there are many reasons why you should consider getting a small business loan. From...

Safeguarding Your Business Loan: How Equifax ID Scan Software Can Help

Safeguarding Your Business Loan: How Equifax ID Scan Software Can Help

If your company provides business loans to other firms, you must check the names of people requesting credit to preserve...

Is a Business Loan Tied to Your Personal Credit?

Is a Business Loan Tied to Your Personal Credit?

When it comes to taking out a business loan, it's important to understand how it can affect your personal credit. If you...

What is the Most Common Type of Loan?

What is the Most Common Type of Loan?

When it comes to borrowing money, there are a variety of loan types available to suit different needs. The most common...

Real Estate Business: What Are The Advantages Of Acquiring A Business Loan From A Hard Money Lender?

Real Estate Business: What Are The Advantages Of Acquiring A Business Loan From A Hard Money Lender?

Are you looking to finance your real estate business? If so, acquiring a loan from a hard money lender may be the right...

Is it a Good Idea to Take Out Business Loans?

Is it a Good Idea to Take Out Business Loans?

Is it a good idea to apply for a business loan? Depending on the company's objectives and the current financial...

Can You Apply for a PPP Loan Without a Business?

Can You Apply for a PPP Loan Without a Business?

The Small Business Administration (SBA) has recently updated their guide on how to apply for a Paycheck Protection...

What are the Disadvantages of Taking a Business Loan?

What are the Disadvantages of Taking a Business Loan?

Taking out a business loan can be a great way to get the capital injection your business needs to grow and become...

Can I Get a Forgivable Loan to Start a Business?

Can I Get a Forgivable Loan to Start a Business?

The Small Business Administration (SBA) now offers three programs that can provide struggling companies with forgivable...

Convincing the Bank for a Business Loan: A Comprehensive Guide

Convincing the Bank for a Business Loan: A Comprehensive Guide

Getting a loan for your business can be a daunting task, especially if you don't know where to start. Before you apply...

Is a Business Loan Different from a Personal Loan?

Is a Business Loan Different from a Personal Loan?

Commercial loans usually allow for repayment over a longer period of time, while personal loans are shorter term....

Why Would a Business Take Out a Loan?

Why Would a Business Take Out a Loan?

When it comes to business growth, taking out a loan can be a great way to finance expansion opportunities. A business...

Advantages and Disadvantages of Small Business Loans

Advantages and Disadvantages of Small Business Loans

Small business loans are a great way to get the capital you need to grow your business. They offer reasonable interest...

The Pros and Cons of Taking Out a Business Loan

The Pros and Cons of Taking Out a Business Loan

When it comes to financing a business, commercial lending is a popular option. Companies can access a wide range of loans ...

4 Types of Loans Explained: What You Need to Know

4 Types of Loans Explained: What You Need to Know

When it comes to borrowing money, there are many different types of loans available. From personal loans to auto loans,...

Can You Get a PPP Loan Without an LLC?

Can You Get a PPP Loan Without an LLC?

Any limited liability company (LLC) or other business entity that has already applied for a Paycheck Protection Program...

How to Get Credit with an LLC

How to Get Credit with an LLC

Forming an LLC is a great way to separate your business from your personal finances and build a strong credit history....

The Benefits of Small Business Loans Explained

The Benefits of Small Business Loans Explained

Every city has a bank or financial institution, and there are also many online lenders that offer small business loans....